Individuals who have reached the reference age of 65 (women born between 1961 and 1963 are gradually being raised from 64 to 65) and have been insured in Switzerland for at least one year are entitled to an old-age pension.

The old-age pension can be drawn flexibly between 63 and 70. Women of the transitional generation (born between 1961 and 1969) can continue to draw their pension early at the age of 62. In addition to the option of a monthly early withdrawal or deferral, a partial early withdrawal or partial deferral (the proportion must be between 20% and 80% in each case and may also be stated in Swiss francs) can also be applied for, as well as a combination of both. During the entire term between the ages of 63 and 70, you have the opportunity to change the early withdrawal or deferral percentage once. For more details, please refer to Leaflet 3.04 - Flexible retirement

For children who have not yet reached the age of 18 or who have not yet reached the age of 25 and are still in education, a child's pension is paid in addition to the old-age pension.