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Calculation of the old-age pension

The calculation of the old-age pension is based on the eligible contribution period and the relevant average annual income.

If the obligation to contribute from 1 January after the 20th birthday until 31 December before reaching retirement age has been completely fulfilled, the old-age pension is calculated according to the maximum pension scale 44 (full pension). Each missing contribution year (or fractions thereof) leads to a reduction of the pension by about 2.3%.

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